FAQ’s & Support

Most Frequent Questions

Some of the most anticipated questions. Hopefully, there's an answer here for you.

We have partnered with Riskalyze, a pioneer in risk tolerance science, to provide a starting point for you to better understand your own risk scores. Through a brief survey, Riskalyze is able to accurately assess how much risk you are willing to take in the markets as well as how much return you're looking to receive on your investments.

No. We never take custody of any of your funds. We simply provide solid advice as to where to invest it. We give you the suggested allocation and then you simply login to your custodians web portal and make the changes we suggest.

Absolutely, we've done so for years. If we are not currently following the investment alternatives of the plan or annuity, all we need is a complete list of the available options - and we'll take it from there. The service and notification works just the same and can provide a valuable service to you.

Instead of the same old tired buy-n-hold investment strategies, ActivePortfolios provides an easy-to-explain tactical approach that can provide protection from normal market corrections while also participating in gains when they are available without undue risk.

See the Investment Strategy page for a more detailed explanation of our 3 Core Beliefs About Investing. Notice each model's performance during years when the overall markets saw large corrections.

Our model portfolios use active strategies that constantly monitor the momentum and direction of stock and bond markets. While we also actively monitor the individual investment options inside of your retirement plan, we make recommendations for reallocation every calendar quarter. When there is a high probability of a downturn in the market over the coming quarter, we move to the minimum prescribed stock allocation for that quarter. When the probability for gains is indicated, we prescribe maximum stock allocation based on the risk portfolio that you select. You can see the historical quarterly recommendations under the Investment Strategy tab.

">Investment Strategy tab.

When it comes down to deciding which of your investment options to suggest, we always recommend the investment options that are currently showing the most sustainable momentum compared to the others. It's simply a mathematical interpretation of 'which of the options is currently offering the most potential for gain'.

Active401k™ models are based on varying - minimum and maximum - equity exposure based on the current risk for the coming calendar quarter. Our methodology does not support individual stock recommendations. Clients should take into consideration the total stock allocation percentage and decide on how much of the company stock should be allocated there. We defer to more diversified investment options available within their plan.

You cannot make changes to our model portfolios. You can change your profile with Active401k™to move to a more risky or less risky portfolio allocation. And of course, because you are in control of making the changes to your retirement account allocation (we just provide the information component) you can always choose to take more or less risk on their own.

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