How It Works

A Truly Active Portfolio

Unlike ‘robo’ investment services, Active401k™ does much more than simply rebalance your portfolio.
When the risk of loss is high, we reduce stock market holdings to minimal percentages, depending on the strategy that fits your risk tolerance.

Keep on top of your retirement savings with four easy steps.

1. Tell Us About Your Plan

We have a database of over 3000 different retirement plans that we already monitor on a weekly basis. Simply select your plan and give us a few details.


If your plan is not in our database, we just need a little additional information from you to complete the process.

2. Determine Your Risk Level

Fill out a brief risk survey powered by Riskalyze so that we can recommend a portfolio that personally meets your specific needs and desires.

3. Follow Our Lead

If your company plan is among those that we are currently monitoring, you'll immediately see the current suggested allocation based on your specific needs.

Then simply log in to your retirement plan website to make the changes - you always stay in control.

4. Stay On Top of Things

We actively monitor changes in the markets. If a change is in order, we will immediately notify you via e-mail (or text message if that's your thing).

Then simply log in to your retirement plan website to make the changes - you always stay in control.

Get Started